<p><span style="font-weight:400;">There are lots of universal things that people can do, which make up a large proportion of the recipe for financial success, that are much simpler than you think.</span></p><p><span style="font-weight:400;">Rather than keep them to myself and share them only with my clients, I want to share them with you to help educate, encourage and give you the confidence to take action. </span></p><p><span style="font-weight:400;">Welcome to James Talks Finance, the show where we aim to simplify the world of personal finance and financial planning to enable you to get control and take action to a more successful financial future. </span><span style="font-weight:400;">Presented by James Wallis, a Chartered Financial Planner and financial planning business owner with more than a decade of experience helping people with their finances. </span></p><p><span style="font-weight:400;">The world of finance can be complicated, filled with jargon and acronyms and generally